It's not just what we're called. It's who we are.

We build partnerships and technology which help people borrow with confidence. From understanding our customers to improving our technology, we're on a mission to make borrowing simple, for everyone.

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Making curiosity a priority

As a growing FinTech company, we have a culture of learning. We use data to drive our decisions, and partner with a range of trusted experts within the financial services industry. It means we can shape products which work for the people who use them.

Our technology powers online experiences that work for real people and helps thousands of customers find the right personal loans, secured loans or mortgages for their needs.

"A great team to work with for my remortgage, quick, friendly and great service through out the process - Well done all, I will definantly use your services again in the future."

James Bladen, Mortgage customer

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EF in numbers


years of financial experience within our teams


employees working for our users


lending products


lending partners


mission, to make borrowing simple

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Collaborating across financial services

We combine the best products with the best technology to create better borrowing experiences.

We partner with open banking providers, meaning our customers can benefit from a smoother digital experience when getting a loan.

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UK focused, globally remote

We specialise in UK products and services, but you can find our people all over the world.

With teams in the UK, India and Portugal, able to work flexibly both in and our of an office environment, we really can say that we're globally remote.

Our award-winning team give personalised advice on different products to find what you need

Loan and mortgage advice

Our award-winning team give personalised advice on different products to find what you need. From mortgages to insurance, you'll get expert advice with none of the legwork.

We are Everything Financial

Making borrowing simple, for everyone