Looking for a loan? You’re in the right place.

We’re a multi-award winning credit broker with a mission to make borrowing simple, for everyone.

We are a credit broker and not a lender

Our advice service

Our UK based, award-winning team can give personalised advice to help find you what you need.

From mortgages to secured loans or insurance, they'll tell you what you need and do the leg work for you.

Proud to be award-winning

We've been awarded Personal Loan Broker of the year twice now, and been commended as a secured loan broker, too.

The reviews our customers have left us on Trustpilot speak for themselves. Customer service is our thing, and we're glad it shows.

2022

Winner

Lenders we work with

We're growing!

Whether it’s a career in building digital, user-centric experiences, or working directly with customers to find them the right loan for their needs, we're always on the lookout for talented people to join our team.

Find a loan that matches your needs

One short enquiry form. Compare personalised quotes from the lenders on our panel. No impact on your credit score to compare, and no obligation to take a quote.

Representative examples

A Representative APR (annual percentage rate) or APRC (annual percentage rate of charge) is the annual interest rate charged by a lender. It lets you compare the prices of products between different lenders.

Personal loan

Representative example: 34.90% APRBorrowing: £4,000 over 24 monthsInterest and repayments: 30.31% (fixed) per annum, with monthly payments of £224.29Total amount payable: £5,382.96Lenders accessible on this site offer unsecured loans from £1,000 to £25,000 over terms between 1 and 7 years with APRs from 5.40% to 252.67%.

Homeowner loan

Representative example: 9.32% APRCBorrowing: £75,000 over 15 yearsInterest and repayments: A five-year fixed rate of 8.00%, and the remaining 10 years on the lender's variable rate, currently 8.00%. You'll make 60 monthly payments of £758.12 and 120 monthly payments of £758.12, if interest rates don't change.Fees: Lender fee £1,295, Broker fee £3,000.Total amount payable: £136,461.60. Made up of the loan amount, interest and fees.Lenders accessible on this site offer loans from £10,000 to £250,000 repayment periods from 3 to 40 years and rates between 5.90% to 29.40% APRC.

Dependent on the product you need and are eligible for, 51% of customers get these rates or lower.

Eligibility criteria and lender terms and conditions apply.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.

There’s no fee to find and compare personal loans through Everything Financial. This is because we’re paid by lenders or Eligibility Checker Providers if you access an offer and enter into a loan agreement from a lender, after being introduced to them through our website.

We do charge a fee to provide advice and make arrangements on secured loans and mortgages. The amount of the fee will vary dependent on the product chosen. Details of our fees are discussed with you and also provided within our Initial Disclosure Document.

Everything Financial is a credit broker and mortgage adviser and not a lender, which means we don't make credit or lending decisions. We’ll search a panel of lenders to find the right loan for you.

Everything Financial is a trading name of Everything Financial Technologies Limited registered company in England and Wales No. 08760331 at Riverside, Mountbatten Way, Congleton, CW12 1DY. Authorised and Regulated by the Financial Conduct Authority, FRN 964790. Registered with the Information Commissioner, Licence No. ZB511287.