Terms and Conditions

The use of our website is subject to the terms and conditions set out below. Please take a moment to read these terms and conditions carefully. By using or accessing any of the Everything Financial website, you agree to be bound by the following terms and conditions. Sorry about the long words and the legal speak – if you have any questions or if there’s anything you don’t understand, please email us at hello@everythingfinancial.co.uk

General

For the Purposes of these terms and conditions “we”, ”us” and “our” are Everything Financial Limited. We are a company incorporated in the UK with a company registration number of 08839593. Our principal place of business is Riverside, Mountbatten Way, Congleton, CW12 1DY. Everything Financial Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number 742815. The information contained in this website is for residents of the United Kingdom and is not to be taken as an offer, accepted or otherwise, for any product mentioned. This website has been extensively tested and should work properly at all times. However, if you experience any problems, please return to the homepage and try again. In the event of the problem not being resolved, please contact us by email at hello@everythingfinancial.co.uk We keep this Policy under regular review and from time to time make changes to these Terms of Use. All information on this website is subject to modification from time to time without notice.

Your obligations

Everythingfinancial.co.uk may be accessed for personal use. The website may also be used for business research purposes but only in the case of personnel working for a regulatory body, trade body or similar. Where you enter your personal information into our website you need to ensure that the information is complete and accurate. Entering inaccurate data may result in inaccurate quotes being shown and in extreme cases, providers may consider inaccurate application data to be fraudulent.

Our Comparison tables

The rates and information shown are taken from sources believed to be accurate and whilst Everything Financial takes reasonable care to ensure the accuracy of published data, this cannot be guaranteed. Everything Financial accepts no responsibility for any direct or consequential loss incurred from the use or reliance on the information published. Users of this website should satisfy themselves as to the accuracy and suitability of any product before entering into a contract. The information contained in this website is for reference only and does not constitute an offer or personal recommendation of any kind. If in doubt, you are strongly recommended to seek advice from a suitably qualified person. If you provide us with information about another person, you confirm that they have appointed you to act for them and they have given consent for you to process their Personal Data as set out above.

Copyright

The copyright and material on this website is owned by Everything Financial and is protected by the copyright laws of the United Kingdom. The material on this website may only be used by those who access it from the United Kingdom and such users will be entitled to copy any such information for their own personal use but may not republish, store or reproduce any such information in any manner, including but not limited to electronic reproduction, without the prior written consent of Everything Financial. Any unauthorised downloading, retransmission, or other copying or modification of any of the contents of this website may be in breach of statutory or common law rights which could be the subject of legal action. Everything Financial disclaims all liability which may result from any unauthorised reproduction or use of the information on this website.

Trade Mark

Certain names, words, titles, phrases, logos, icons, graphics or designs to the pages of this website may constitute trade names or unregistered trade marks of Everything Financial. The display of any of the above trade names or trade marks on pages of this website does not imply that any license has been granted to any third party in respect of the same. All other product or company names and devices, logos, icons, graphics or designs referred to on the pages of this website are the trade marks of their respective owners and are exhibited only in such a manner as is intended to be for the benefit of such trade mark owners and Everything Financial intends no infringement of such trade marks. The appearance or absence of products, services, companies, organisations, home pages or other Websites on this website does not imply any endorsement or non-endorsement thereof by Everything Financial. All rights not expressly granted herein reserved by Everything Financial.

Indemnity

You hereby indemnify us and undertake to keep us indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by us to a third party in settlement of a claim or dispute on the advice of our legal advisers) incurred or suffered by us arising out of any breach by you of any provision of these terms and conditions.

Liability

We provide this Site on an “as is” basis and make no representations or warranties of any kind. Everything Financial shall not be liable for any direct or indirect, special, incidental or consequential damages, including the loss of profits, business revenue or goodwill arising from the use or access of or inability to use or access, interruption or availability of this website, its operation or transmission, computer viruses, loss of data or otherwise in respect of its use. Any exclusions or limitations or restrictions of liability contained in these terms and conditions of use and access of this website shall be subject to the qualification that nothing contained in any such exclusion or limitations or restrictions of liability shall operate to exclude or restrict any duty or liability of Everything Financial to any person which it has under the Financial Services and Markets Act 2000 or its amendments.

Personal Data & Privacy Policy

Use of any personal information that you provide to us through the Site is governed by our Privacy Policy. By sending any information to us you will be deemed to have accepted the terms of the Privacy Policy. If you register with us, you will choose to create an account with either a user ID and password or using a social media or google account. You must keep your password confidential. We may disable your account at any time in our sole discretion without notice or explanation. As the Internet is not a secure medium of communication, Everything Financial cannot guarantee the security of any information you input on this website or send to us on the Internet. Everything Financial is not, and will not be, responsible for any damages you or others may suffer as a result of the loss of confidentiality of any such information. Please review our full privacy policy for further details.

Web Links

This website contains links, buttons and banners that redirect you to 3rd party websites. The operation and content of those websites are determined by those third parties and will be governed by separate terms and conditions. Everything Financial has no control over these 3rd party websites and as such, can accept no responsibility for the accuracy of any content on these sites. These links should not be taken as an endorsement or enticement to buy any product and are there for information and convenience only. The provision by Everything Financial of a link to another website does not constitute any authorisation by Everything Financial to the user to access material held at that location. Everything Financial accepts no responsibility or liability for the privacy of your personal information on such websites, as these are beyond our control. Some of the links to third party websites included on our website are affiliate links. This means that we may receive commission or a fee if you click on a link that takes you through to a third party website or if you purchase a product from a third party website.

Enforceability

In the event any provision of these terms and conditions of use and access to this website is held unenforceable, it will not affect the validity and enforceability of the remaining provisions and will be replaced by an enforceable provision that comes the closest to the intention underlying the unenforceable provision.

Governing Laws and jurisdiction

The terms and conditions of use of this website shall be governed by and construed in accordance with the laws of England and Wales. Any disputes under these terms and conditions are subject to the exclusive jurisdiction of the English Courts Everything Financial makes no representation that any information, materials or functions included in this website are appropriate for use in any other jurisdiction.

How to contact us

Any questions regarding these Terms of Use should be sent by email to hello@everythingfinancial.co.uk or by writing to Everything Financial Ltd, Riverside, Mountbatten Way, Congleton, CW12 1DY. Alternatively, you can telephone 01260 218313.

Review of this Policy

We keep this Policy under regular review. This Policy was last updated on 29th July 2019.

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