Cookie Policy

Below is our cookies usage policy on this website.
By accessing the Website, you agree that this Cookie Policy will apply whenever you access the Website on any device.
Any changes to this policy will be posted here. We reserve the right to vary this Cookie Policy from time to time and such changes shall become effective as soon as they are posted. Your continued use of the Website constitutes your agreement to all such changes.

Introduction

This website uses cookies, as almost all websites do, to help provide you with the best experience we can. Cookies are small text files that are placed on your computer or mobile when you browse websites.

Cookies Introduction

A cookie is a file containing an identifier (a string of letters and numbers) that is sent by a web server to a web browser and is stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server.

Cookies may be either "persistent" cookies or "session" cookies: a persistent cookie will be stored by a web browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed.

Cookies do not typically contain any information that personally identifies a user, but personal information that we store about you may be linked to the information stored in and obtained from cookies.

Like many other websites, this website uses cookies. 'Cookies' are small pieces of information sent by an organisation to your computer and stored on your hard drive to allow that website to recognise you when you visit. They collect statistical data about your browsing actions and patterns and do not identify you as an individual. For example, we use cookies to store your preferences, and to record session information, such as length of visit. Depending on the type of cookie we use, cookies also allow us to make our web site more user friendly, for example, permanent cookies allow us to save your password so that you do not have to re-enter it every time you visit our web site. This helps us to improve our website and deliver a better more personalised service.

Allowing us to use cookies

If the settings on your software that you are using to view this website (your browser) are adjusted to accept cookies we take this, and your continued use of our website to mean that you are fine with this. Should you wish to remove or not use cookies from our site you can learn how to do this below, however doing so will likely mean that our site will not work, as you would expect.

The cookies we use

We use several different types of cookie. These include:

Session cookies:
These cookies only last as long as your online session and disappear from your computer or device when you close your browser.

Persistent cookies:
These cookies stay on your computer or device after your browser has been closed and last for a time specified in the cookie. We use persistent cookies when we need to know who you are for more than one browsing session. For example, we use them to remember your preferences for the next time you visit.

Essential cookies:
These cookies allow the website to function and let you use all the different tools and features of the Everything Financial website. Without them, services that you’ve asked for can’t be provided. An example of these cookies would be the cookie that remembers things you’ve already done, like text you entered into an application form, so it’ll still be there when you go back to the page in the same web session. We also use essential cookies for security purposes.

Performance cookies:
These help us understand how many people use everythingfinancial.co.uk, where they came from, what pages they’ve visited, if they encountered any errors and how successful it is at delivering good outcomes. We use this type of cookie so that we can make our website better.

Advertising cookies:
These cookies allow us to measure the performance of our advertising ensuring that you and other future users see targeted, relevant advertisements.

Web beacons:
Web beacons or “pixels” are a similar technology to cookies; and just like cookies, they can help to deliver an improved online experience and measure how successful Our website is at delivering good outcomes. Essentially, they are transparent picture files that are sometimes used in combination with cookies to keep track of a customer's navigation through a website or series of websites.

Our Cookies

The table below list all of our cookies and their status.

ProviderCookieDescriptionTypeExpiry
MicrosoftMUIDUsed by Microsoft as a unique identifier. The cookie is set by embedded Microsoft scripts. The purpose of this cookie is to synchronize the ID across many different Microsoft domains to enable user tracking.Performance1 Year
MicrosoftMUIDBThis cookie is used by MicroSoft and collects data about users of visits on multiple website. This data is used to analyze the efficiency of advertisements on websites.Advertising1 Year
Azureai_sessionThis cookie name is associated with the Microsoft Application Insights software, which collects statictical usage and telemetry information for apps built on the Azure cloud platform. This is a unique anonymous session identifier cookie.EssentialSession
Azureai_userThis cookie name is associated with the Microsoft Application Insights software, which collects statictical usage and telemetry information for apps built on the Azure cloud platform. This is a unique user identifier cookie enabling counting of the number of users accessing the application over time.Essential1 Year
AzureARRAffinityThis cookie is set by websites run on the Windows Azure cloud platform. It is used for load balancing to make sure the visitor page requests are routed to the same server in any browsing session.EssentialSession
AzureASP.NET_SessionIdGeneral purpose platform session cookie, used by sites written with Miscrosoft .NET based technologies. Usually used to maintain an anonymised user session by the server.EssentialSession
Google_gaThis cookie name is asssociated with Google Universal Analytics - which is a significant update to Google's more commonly used analytics service. This cookie is used to distinguish unique users by assigning a randomly generated number as a client identifier. It is included in each page request in a site and used to calculate visitor, session and campaign data for the sites analytics reports. By default it is set to expire after 2 years, although this is customisable by website owners.Non-essential2 years
Googletest_cookieThis cookie is set by doubleclick.net. The purpose of the cookie is to determine if the users' browser supports cookies.Performance15 Minutes
GoogleIDEUsed by Google DoubleClick and stores information about how the user uses the website and any other advertisement before visiting the website. This is used to present users with ads that are relevant to them according to the user profile.Advertising1 Year
Google_UAThis is a pattern type cookie set by Google Analytics, that sets unique identity number of the account or website it relates to.PerformanceSession
Google_gidThis cookie is installed by Google Analytics. The cookie is used to store information of how visitors use a website and helps in creating an analytics report of how the wbsite is doing. The data collected including the number visitors, the source where they have come from, and the pages viisted in an anonymous form.Performance1 day
Google_dc_gtmUsed by Google AdSense for experimenting with advertisement efficiency across websites using their servicesAdvertising3 months
FacebookfrThe cookie is set by Facebook to show relevant advertisments to the users and measure and improve the advertisements. The cookie also tracks the behavior of the user across the web on sites that have Facebook pixel or Facebook social plugin.Advertising2 months
Facebook_fbpThis cookie is set by Facebook to deliver advertisement when they are on Facebook or a digital platform powered by Facebook advertising after visiting this website.Advertsing2 months
Visibility Statistics_vstWe use Visibility Statistics to analyse how users interact with our website and the content found within it. Mouse movements, mouse clicks, page scrolling and text entered into search boxes and website forms may be recorded for statistical reporting purposes and to improve site usability. The data compiled is for internal use only.Performance1 Year
Hotjar_hjIncludedInSampleThis session cookie is set to let Hotjar know whether that visitor is included in the sample which is used to generate funnels.Performance1 Year
Hotjar_hjidThis cookie is set by Hotjar. This cookie is set when the customer first lands on a page with the Hotjar script. It is used to persist the random user ID, unique to that site on the browser. This ensures that behavior in subsequent visits to the same site will be attributed to the same user ID.Performance1 Year

Turning Cookies Off

Most modern browsers allow you to control your cookie settings. You can disable them completely by editing your browser settings, however in doing this you may be limiting the functionality that is displayed on our website and also a large population of websites on the Internet that use cookies to serve their content.

To learn how to disable cookies on browsers please click here.

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